Chennai · 20 August

Gold vs fixed deposit

Compare what the same money might do in gold against a bank deposit.

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Gold has averaged roughly 10% to 12% a year over long periods, but past returns guarantee nothing

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Deposit interest is taxed every year at your slab; gold is not taxed until sold

Gold

Final value
₹1,68,506
Gain
₹68,506

Fixed deposit

Value before tax
₹1,41,478
Tax on interest
− ₹8,296
Value after tax
₹1,33,182

Gold ahead by

₹35,324

A projection from the numbers you entered, not a forecast. Gold can fall for years at a time; a deposit cannot. This is not investment advice.